@Jaycee Greene ~3k/month between the 2 units combined. 

There are pros and cons to using DPA with your average conv/fha loans ( yes this is how you arrive at 0% down or 100% CLTV or combined loan to value financing).Conv and FHA lend up to 95-97% so that remaining 3-5% down is covered or partly covered by the remaining local DPA programs.

You can combine both sources in one document to strengthen your proof. 

Each bank has a different website, so you may have to search for foreclosures using the search function on these sites.8.

A non conforming unit is technically legal but it doesn’t meet current zoning (but possibly was once a legally functioning unit as a residence).

This is a combination of the all time worst rent to purchase cost ratio and interest rates that are near the high for this century.   

And when people get tunnel vision for lowest $ down, they tend to not give attention to the revenue generation of it, the operations, and that's a VERY dangerous combination of high leverage and not so-good revenue. 

It's funny that over time usually people fall into the latter; or some combination.

We found this home through a combination of online tools and personal exploration in the area.

We found this home through a combination of online tools and personal exploration in the area.