We choose not to. 

Vanessa, If you choose the seller financed route, you could potentially continue investing under the bank's stringent debt-to-income radar, so to speak.

My main goal with BiggerPockets is to connect with other investors and hopefully build a reliable network of lenders, property managers, contractors, and agents.

If I choose to rent, I might make around $200 - $500 a month.

Etc, etc, etc.What are your goals; near, mid and longterm?

Where you pick will depend on your goals for cash flow and your budget to buy.

Once you sign a contract of intent, they give you a portal to select from notes, and you can choose from partial notes, subordinated notes, whole notes, and protected notes.

You can mail them any of the following A letter explaining who you are and what you can do for them.A calendar with your picture and contact information on it.A bottle opener keychain with your contact information on it.A pen with your contact information on it.The area you choose as your target area should be a neighborhood that a lot of your social media friends and followers live or do business in.

It seems like you have some very solid goals of multiple income streams, and a well calibrated risk tolerance. 

My long-term goal to continue aquiring properties.