IOW, this covers you, the owner, to bring the property to complete if faulty workmanship, defective materials, carelessness, or accident occurs.And another (while I am at it): Automobile Liability What if a vehicle backs into your building?

No different than the envirotest debacle of taxpayers paying millions of dollars a year who own automatically compliant automobiles that basically can't violate clean air rules to pay for the ability to police a tiny percentage of vehicles that could, might or do violate the clean air rules. 

You don’t have to pay $5000 for a new paint job on a $3000 car. for further guide and assistance more signaturedetailers.com...ThanksWe believe car detailing that getting your automobile regularly detailed is the best way to practice smart car ownership.

I max out my retirement accounts, and I hold zero debt except for the mortgages and 2 automobile loans.

Kinda like Chevy and Ford are both automobiles.......These are the 2 main platforms (for now).There are some newer platforms: Booking.com, Trip Advisor, and I think a couple others.

(I know that COGS is technically the wrong term to use, but when I see COGS on my P&L, I think Property Expenses.)Overhead Expenses are deductible expenses that exist even if all of the rental properties are vacant, such as automobile expense, office expense, office supplies, dues and subscriptions, postage and delivery, and telephone expense. 

If you're serious about investing in Real Estate and doing it with a sound financial footing, there is another way to start with no automobile debt.Sell the two cars before the end of July. 

Did Henry Ford know we'd invent "information security analyst" when his automobile took over from horses?

But I have experience in sales of automobiles and I also started a automobile repair shop. 

Run to your local bank and ask about personal loans or refinancing your auto mobile and taking the equity out!