Are you afraid if you trust your agent and lower the price $20k to $985k.

Debt to income around 30%.I feel stuck at the maximum of what I can afford to borrow and I am afraid of taking 20+ years loans.

There are many on here who’ve been in real estate for 25+ years and have seen 7 or 8 out of every 10 people fail, miserably in real estate.I had someone send me a message the other day telling me I’m too mean.My intention is not to be mean, my intention is to be brutally honest and to tell people what others are afraid to tell them because it is not in their best interest because they’re trying to sell them a product.Chris, if you are too mean, what in the world am I?

I am really not sure what you are afraid of?

I am afraid your ask of 90-100% LTV on a low property price point and minimal experience simply does not exist.

People are afraid to make offers and that's okay with me. 

They were afraid to wreck the train by raising rates which was fine until the flood of stimulus money collided with the temporary scarcity of COVID.

Don't be afraid to negotiate, particularly if you have a lot of rentals.4.

They are still paying but very late each month, so I'm afraid of them becoming no-pay tenants down the road. 

Don't be afraid to negotiate, particularly if you have a lot of rentals.4.