When I was 19 I was in college studying abroad in Denmark and then after I graduated I lived in New Zealand for a year.  

Personal GoalsWork towards furthering my SCUBA certifications such as Public Saftey Diver and begin Technical Diving and Cave Diving training.Try to control the amount of planned travel for 2021 since I already have several trips set for 2020.But when I do plan travel, begin traveling to further-away locations such as Thailand, New Zealand, Australia and similar options.Read more books...well, Audibles. :-)Push harder to relocate full-time to Florida.

One of my friends from New Zealand mentioned an investment opportunity involving buying and holding housing in NZ and getting guaranteed rents with members of the military as tenants.  

On credit card points / miles we've flown to Europe twice, Tahiti, Australia, New Zealand, Brazil, the West Coast (most of the time in business class), as well as going to Hawaii and ski resorts every year for 13 years, with a family of 6.

I'm also inspired by your zeal and tenacity.

My wife, who went through my destruction in the GFC in New Zealand, hates debt with a passion and never wants any bank to be in control of our life.

i started 3 years a go when I shifted my focus from New Zealand to US Multifamily apartment investing, and I can tel you that joining the Wheelbarrow profit community was the best thing a ever done.

I always feel sorry for them paying so much but that's all part of the supply and demand curve.In my native New Zealand I have often told a seller to not sell as the price was too low, usually caused by an inexperienced or unscrupulous real estate agent.