Yes, they have some high fees but all and all such an easy process.

Probably an easy fix that might make a big difference.

@Chris B. thank you for your honest opinion we know it is near to immposible... if it was easy than everybody would do it :)

Hi @Paul Whitney That sounds like an exciting move!

20 townhomes sounds like it would be sales, but I don't like to assume. 

Sounds like @Tom Wong & @Aaron Ward are doing it, I'd love to connect with all of you. 

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

It easy for people to get up on their crystal palace podium but the moment it comes knocking on your door or in your neighborhood peoples opinions change drastically. 

I also wouldnt let your mom go into 2nd position on an investment property with any sort of restructuring; it doenst sound like she's in a position to risk being wiped out.Overall, though, if you want cashflow on the new property but cant achieve that after a refi into a market rate loan, it probably makes more sense to just flip it, pay off your heloc and your mom, and use the remaining capital for the next deal.

If she's willing, which it sounds like she is, your mother-in=law can get the line of credit with her property in her name and then you can just use the line.