From there I've repeatedly used slightly edited versions of those same docs on multiple subsequent private lender funded transactions.

MM has a number of different versions of whole life policies, and the current interest rate ranges from 5.0% to 5.72% depending on the product. 

I've written these up on a bar napkin myself, but @Stuart Udis might have a better version or idea :-)

here's the shortest version on my situation:1) bought a house for mom in 2005 - she lived there til 2011 (not nearly long enough) did not charge rent2) rented the house maybe 4  intermittent years between 2013 and 2018; filed taxes accordingly with 'income' and 'depreciation'3) lived in the house between 2018 and 2023 when I sold it: almost exactly 5 years to the day 4) cash (after closing) was @ $240kA friend suggested that I may need to repay depreciation? 

@Joseph Hammel get a free version of the online federal tax prep software available from a number of vendors.

When I only had a few doors, I liked the basic version of Turbo Tenant and found it helpful, but once we bought a management company, we went right from that to some larger scale systems. 

I agree, I was surprised how much you can do with the free version. 

You could have gotten the same motivation with 3 books from Amazon for only $20 in the kindle version and save yourself at least $19,980.

So at the time it was not a out-of-date version.

Are their sold versions of the exact same townhouse selling, done version, for 415k?