Are they projected or realized? 

You do realize that these forums don't go away.

*PS  Many people do not realize that the City of Detroit is a fairly small portion of Metro Detroit.

Half the time they may not even realize they are acting as the GC and have that added responsibility or what that entails.

Batch is good for built in ad ons.I’ve come to realize neither program is going to be perfect.

But then i ran numbers and realized that at current rates i have to pay 4300 (3300 Mortgage, 1000 Prop taxes ,900 HOA) . 

I've had a hard time coming to that realization, it's a home with sentimental value that we figured we'd keep forever to give to our kids, but that's the parent in me.

.: Cannot go back…but here are some things I wished I had known about sooner.I wished I had realized I could have gotten bank lending even without a regular W2 job.Understood DSCR better sooner.I wish there was a couple of houses I had not bought.There are some houses I wish I had not sold.Just all basic stuff that a person can’t go back in time machine and change.As time goes on, I probably would update this list several years out.

Also make sure that you're using "per unit" numbers for your rules of thumb because this is much more accurate than simply looking at the expenses as a percentage of the property's income. thanks charles, i realize that the rule of the thumbs are not a 1 size fits all.

@Jason Bohling Thanks for that.I'm not sure if I put in in this thread (and its too long to search), but do people realize that even their commercial loans like the 30yr term and amortization loans, and similar, have a secondary market?