I wouldn't recommend an ADU and take that money and invest it where you can pull capital out faster. you can do much better.

So, there is even more risk.The things that you can do, include being properly capitalized, not be greedy, (in whichever way that may be defined in the county you are buying), know solicitation laws, know Dodd-Frank, the Consumer Protection Act, the S.A.F.E.

You will have more success finding LP partners to fill the rest of the capital stack alongside of the construction debt.

Before you commit I would talk to banks, probably local banks are better than regional or national. 

I have heard of Kin and I believe their structure is pretty funky in terms of how they are capitalized.

Have you considered selling and capitalizing on another opportunity.

This approach allows you to reduce living costs while recycling capital for future investments.Good luck!

Open to off-market as well, but again need to bridge my knowledge gap on creative financing; definitely don't have the capital for all-cash/rehab-heavy properties.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

You will really need to look hard in order to find deals that make sense and you really need to take you cost of capital into account when doing your analysis.