When additional risk is priced into the cost of doing business, it increases the cost of rents for the marginal tenants these rules are attempting to help.

Thanks Chris, better to take this discussion offline, yes tech company but when sponsors want to present to Avestor fund managers , a key requirement is that they have to provide enough margins so that investors don't get a better deal if they go directly with sponsor. 

-Someone stated a margin account against your investments.

Its great to hear you're going the direct to seller route, its by far the method with the highest margins. 

They have built in so much margin on the fed rate right now to compensate for daily movement.

You will just likely be looking at a LOT of houses to find one that is marginal, at least for my return needs.Secondly, along these lines: in the neighborhoods I know and invest in, the demand from retail buyers is still very high, and inventory is low.  

does illegal immigration contribute on the margins? 

You can always refinance your HELOC to extend your terms or draw period but you're subject to the margin and index at that time relative to your current HELOC assuming you have a HELOC at this moment. 

In our experience, buyers always add 2-3x the actual removal cost.I love wholetailing because we get the speed of wholesaling and the margin of flipping by doing a little bit of both.You just need to be able to get the liquidity to support the transaction, which we do through private lending.We always use other people's money to make our own money.

Over time we are making marginal improvements to the building that the tenant's notice and the good tenants seem to appreciate.