Not only are prices being pushed and dragged down on all middle and upper inventory, but you can get seller finance 1,000x easier than it's been in literally 30+yrs. 

So we wouldn't be losing any space by adding this extra 1/2 btr, on the contrary, it's pretty much a "dead space" and the tenants sleeping upstairs wouldn't need to go downstairs in the middle of the night or every morning - definitely more convenient

Lender will use the middle score of whichever persons score is the lowest.

.* 25K middle program they give you a couple of properties minor hand holding through their pipeline to keep you happy (maybe if you dont get burned and loose money on the deal) before they disappear* 35K for mastery this is the big upsell they let you in the inner circle like church of scientology your paying to be their friend and they have to funnel you deals that the top guys don't want first so they feed you some deals to keep you happy and hold your hand.

Somewhere in the middle is probably the answer. 

I’d probably look to rent just in one lease, probably a nice middle ground between having 5 tenants & paying a property manager  

And seeing as it's an organization level with so much staffing we need HR, middle managers and organization managers.So now we are at a place that the staffing "suck" eat's up the revenue of a couple K doors, so we need more doors to make up for that, AND as we add doors we add more staffing requirements, which add's more "$-suck" so need more doors to get over that and it's a lovely feedback loop....... 

There were bushes and poison ivy so mature, you could barely see the home before.

If I'm missing something that demonstrates good faith on their part, please point it out to me.Justice is my middle name.

in general arbitrators will meet in the middle regardless of the strength of either side’s case- what is the maximum on a small claims action in your jurisdiction?