Bingo...Buying cash then refinancing may be your best bet.

Bingo--you now have 1 new business friend and have their card.

Bingo!

Cheeky Monk on Colfax, just east of the capital.

Bingo!

But without the agent in place, without his smiling face selling our offer, without his deep roots in the community that go back decades, without plate after plate of rubber chicken and lumpy mashed potatoes at a thousand social events, without charity bingo every Friday night at the church for 20 years, the deal wouldn't have been made.

Bingo!

Here is what I wanted:74K loan with 20% down total purchase of 92KPrime rateno points30 yearHere is how the conversations went.lender 1 (Big Bank): gave me the interest i wanted, wanted pointsLender 2 (smaller Bank) would not lend that little amount with out increased rateLender 3 (Regional Bank) would not lend to out-of-state borrow without 30% downLender 4 (Big bank) gave me everything i wanted but would not allow seller contribution increasing my cash to close by $1840Lender 5 (Regional) bingo got everything I wanted and learn some lessonsPoint of this post. for newbies know the terms you want and stick to your guns.

Bingo you are now living rent free and have 4 rentals.

Of course, this means that it had to reload the page and bingo.