By this, I'm not implying not to work hard and save, but to do so for a real purpose coupled with an end-goal in mind.

Perhaps what you imply works for established folks with a parachutte or how ever its spelled.I saw a FSBO in FL the other day purchased at April 2018 at $190K.

It means nothing unless compared to the current market.Your question also implies that above a minimum is better and that is not true.

transactions do go more smooth" " eliminates .. any appraisal issues" One doesn't need to read between the lines to much to know what this is implying.

I wasn't implying that a landlord go out and ensure his investment meets current codes rather that it was lawful/legal when built. 

I failed to ask if that can be my own personal credit card but I do believe that was Implied based off our conversation.

This is according to the Brookings Institute: https://www.brookings.edu/blog...If we assume that (a) we are all the same species despite our skin color and (b) disparities on the order of 10X do not exist in the mental capacity of blacks versus whites (not assuming both (a) and (b) would be completely against every last shred of peer-reviewed science we have on the subject), we are left with a gigantic problem that can only be explained by racist behavior, conscious, unconscious, systemic, whatever.So why is it every time anything that touches on this subject comes up here in the BiggerPockets.com forums, we get white people galore insisting that THERE IS NO RACISM IN AMERICA and rather unsubtly implying IT'S ALL THE BLACK PEOPLE'S FAULT?

You then chose to try to smear another poster, calling him 'the other clown" without naming or quoting his post in what appears to be an effort to imply that I too am a 'clown'. innuendo. name-calling, poor business processes.

It is a lot more interesting than you imply though in my opinion. 

His estimates for maintenance and vacancy are far too low. 3% vacancy implies you are fully rented on average for 3years.