Through-body porcelain tile costs barely more than ceramic for the materials, the same for the install, and is far more durable. 

The unit isn't rented until you have CASH IN FIST and a warm body in the unit.

I think the Bay area will be more or less immune to an overall collapse, but you may be hemorrhaging money as a landlord. 

Every able bodied person comes with a dishwasher at the end of each arm.

Make sure you have plenty of reserves and you have great tenants.one of the biggest fallacies I see on BP is people thinking rentals are immune from a downturn or major correction.. some areas yes some areas its a blood bath.. and landlords who have limited reserves lose properties. 

Mortgage Licensing Act of 2008 to revise the Act's civil liability immunity provisions and to temporarily allow loan originators that meet specified requirements to continue to originate loans after moving: From one state to another, or From a depository institution to a non-depository institution.Title 1, Section 109 will amend the TRID rules to remove the 3-day waiting period requirement if the consumer received a second offer of credit from the same lender with a lower rate.

I was not immune to 2008 but at the same time, set myself up to ensure the vultures were not able to pick me apart. 

@Scott Ellis do you mind sharing the brand of your gallon shampoo, conditioner and body wash? 

@Harjeet Bhatti that’s the part that no body talk about when doing a BRRR that if you use the heloc as a down payment they will calculate that on the D/I.

That affected the entire state of Texas and we weren't immune from it.