Bottom LineUpfront fees are only lining the pockets of the fraudulent lenders, while wasting your valuable time, in essence losing money for you, your client and most importantly your credibility with your borrowers.Sincerely,Joanne ScoratowPresidentJS Financial, LLCDirect: 561-716-1568www.js-financial.com

It could also indicate a gambling addiction or other issues that could make rent collection difficult.

If someone tells me that they do 10/hr, I would say to myself “how much time and material do i need to spend again if i take this gamble”. heh

If you decide to proceed anyway, you are gambling and not investing. 

It's a gamble, but with SD's history I'm willing to take that gamble and invest in long term rentals that 15 years from now will provide me a huge equity and possibly some positive cash flow by that point due to higher rents.In the end, it all comes down to your own individual investments goals and risk aversion to REI.Food for thought...hope it helps.

It's simple risk/reward economies of scale that the big guys will be willing to gamble their 100K at lower rates/points. 

That is, they were making gazillions with a simple bet on the property market and it did not pay off in the end - maybe they just got greedy but it was not their money they were gambling with - it belonged to the community, the people.

:D Well, I guess I'm not actually coming to see you, but I will be in the same town.Thank you, Are you coming to Las Vegas for business or for gambling/ I have a friend who finds you the best day to gamble, she is really good!

What actions do you take to prevent yourself from being victimized by deed fraud, by a fraudulent deed filed after purchase (as title insurance won't cover in this case) on an out-of-state investment property?

Having such a system can reduce some of the risks and make it less of a gambling venture.  4.