I took her to court and obtain a judgment .Any suggestions how to collect on a judgement and also report her to credit bureaus.It looks like credit bureaus and collectors deal primarily with businesses.

This is the fun of being a good property manager...my job is to get CASH for the owner, not get personal or insulted by the tenant.Specific example from Monday of this week...tenant owes my client $2k and actually didn't show up in court for the eviction so they now have a full judgement against them and they are being kicked out.

The way I did it, however, was to flip to the Schedule E and take the Net (line 26 on the 2022 version of the Schedule E...all line numbers I'll quote here are from 2022...they might be different in different years), then I would add back in Line 12 (Mortgage Interest), Line 18 (Depreciation), and if they took Amortization Expense or some other extraordinary expense (lender judgement) then I would add that back in as well to get the income.

I also explained that since he had well above average income that state law would allow me to garnish his wages to recoup the back rent and that he would additionally end up paying court costs and 6% interest (allowed by state law) on the judgement amount.

If you can legitimately get a judgement and for a reasonable legal expense then go that route or at least consider that as an option.

Even when you win a judgement the court cannot force the tenants to pay.

When the contractors realize they are not going to get paid there is nothing they can do because the courts will not award a judgement to unlicensed contractors.

If you decide to fight, remember that a creditor cannot seize your property without a court judgement (although a bank does have a right of setoff).

The Apartments.com report is TransUnion Credit with judgements and Checkr background that includes nationwide eviction report.

I'm wondering if I tranfer it into a trust if that will protect me from both/either the judgement lien or my bank from foreclosing.There is a quitclaim transferring from my name to both myself and my husband.