Finding this deal was a stroke of luck mixed with a healthy dose of curiosity.

I had already purchased and designed the kitchen prior to closing.4) Acquire general supplies and fixtures ahead of time, big box construction stores have generous return policies and it will save you time and headaches of having to run out for a paint brush.5) Meet inspectors and code enforcement officials in person and don’t be a jerk, approach any conflict with curiosity and understanding and ask how they would like to see you address any issues.

If the borrower defaults, that note will be easily wiped out because the first will accrue interest, late fees, and foreclosure cost.

Why aren't you a fan of BRRRR out of curiosity?

It is fairly common for the HOA to play a lien on title of your home (which accrues interest until you pay it off! 

I know this can be a touchy subject for some but out of curiosity what has been your range of income throughout your real estate career?

We have great relationship that started out and it appears to be paying dividends.The upside is that the neighborhood is continuing flourish with some new neighbors coming in who are higher wage earners and a lot of curiosity and interest in my the completion of my project.

Regardless, it doesn't matter other than out of sheer curiosity.

One of the benefits of a Heloc, especially in the context of investing, is that you do not accrue interest until you actually advance funds.

Out of curiosity from Rick's last comment, I went checking for a property I own, and sadly seems Hippo & CSE don't cover the state of Texas yet?