Since your already renting out a room from a friend you are the perfect candidate to start your journey on becoming wealthy.  

$$$$$$$$$$$$$$$$$I want my family to be wealthy.

The list of possible "cafeteria plan" benefits is extensive- child care, elder care, alternative medical treatments, special diets, a company car, etc.

There are still wealthy areas in Detroit with mansions, but the middle class well kept areas have gone down hill.If you compare the 2010 census numbers to the 2000 and the 1990, you will see how much population has been lost.

That is why inflation is called the stealth tax, or hidden tax, and is why you do not feel so wealthy even though you may earn more.Price go up (price inflation) which steals (stealth tax) your money.

I don't watch late night television anymore, I am too busy getting wealthy slowly, steadily, reliably.

I feel better when I eat better, but sugar still has a stronghold on me, and my family recently revolted against our vegan diet

True wealth is achieved with value add and appreciation forced or otherwise.

The best way to build wealth is to defer taxes as long as possible!

Should you get wealthy enough that you never need the funds or property held in the Roth then you can heirs can inherit said Roth IRA and withdraw the funds tax free.