I call it "Barbie's Palace".

Visionary - CesarLeader – MaximusVisionary – Can employ multiple LeadersLeader – Can only unite with one VisionaryVisionary - Crystal Clear, Unwavering Vision, Goal, Destination, Mission or CauseLeader - Charts and Executes Path to Vision, Goal, Destination, Mission or CauseVisionary - Clearly Communicates Vision to LeaderLeader - Leads Team to Reach Visionaries VisionVisionary – Has Expectations of Leaders AbilityLeader – Believes in Visionaries VisionVisionary – Inspirers the LeaderLeader – Motivates and Incentivizes the TeamVisionary – Visionary buys into Leaders ability to Execute Leader – Leader buys into Visionaries Vision, Goal, Destination, Mission or CauseVisionary – Influences IntrinsicallyLeader – Influences IntentionallyVisionary – Creates a Tribe, Culture and FansLeader – Leads and builds-up others to LeadVisionary – Chooses Level of Involvement in creating VisionLeader – Requires Daily Involvement in creating VisionVisionary – Passionate and Inspirational Leader – Disciplined and CompetentVisionary – Loved by TribeLeader – Respected by EmployeesVisionary – Decisive based on a clear outcome of VisionLeader – Decisive based on a clear path to create Vision

Thanks @Crystal Smith - I did exactly that this morning

I didn't consider HELOC's in the conversation.I know the description of the question was not crystal clear..

Noone has a crystal ball.

Maybe they're students and don't know that they need to or something, so I would make it absolutely crystal that they need to pay upfront. 8 days is a quarter of a month, so adjust accordingly.

None of us has a crystal ball.

Read David Lindahl's Multifamily Millions and his emerging market book and it will all become crystal clear for you.  

My crystal ball says that if you have already had conversations about this new tenant's allergies, you are moving in a tenant their last landlord was thrilled to see leave. 

My crystal ball can't tell me if prices are going to rise or fall.