My belief is they just have to pay a large deposit, but I honestly never inquired.   

Lot's of people have Bible based beliefs including yours truly, and there's good council that applies when dealing with a closed mind . . .

Although I'm in Real Estate for the long haul I believe getting my first buy, fix and sell transaction under my belt will do wonders for my belief.

At the time you contacted the owner directly it was your belief that the owner was in contract with the PM.

You want to be clear that you didn't just change them without an agreement to leave and a reasonable belief they were gone.  

Hey @Kevin GodinhoAnyone telling you to go outside of San Diego to reduce the money you need to put down is incredibly misguided and likely lacks a complete understanding of all the variables involved with an investment decision of this nature.Since you will be living in San Diego regardless of where you invest, any out of state/area duplexes would be non-owner occupied and require 25% down, whereas in San Diego you could purchase it as your primary with as little as 3.5% down.So, a $70k duplex purchased out of area would require $17,500 down.

There is this surprising default belief that you should form an LLC- just because you should. 

Answer: Yes, if you are a private non-profit with an effective ruling letter from the IRS, granting taxexemption under sections 501(c), (d), or (e) of the Internal Revenue Code of 1954, or if youcan provide satisfactory evidence from the State that the non-revenue producingorganization or entity is a non-profit one organized or doing business under State law.However, a recipient that is principally engaged in teaching, instructing, counseling, orindoctrinating religion or religious beliefs, whether in a religious or secular setting, orprimarily engaged in political or lobbying activities is not eligible to receive an EIDL.

Just don't fool yourself into leasing a luxury car under the belief it is your least expensive option.

Dump her now and move on and find someone that more closely aligns with your core beliefs or your emails will soon be less with a banker and realtor and more with a divorce attorney.