It's always a gamble when giving an upfront fee.

People who bought into a deal where rent is $100 more than their PITI payment are really put into a bind when ANYTHING bad happens.This is no different than gambling.

In my opinion, NO.The purpose of the insurance policy is a safety net and protection for those who are beneficiaries.If the need for money is this great, the investment consideration is far too risky and you are gambling with your future and the future of the benefaciaries.

And hoping for appreciation is a gamble.

I don't gamble and won't invest in something I do not know anything about.

Enable 2-factor authentication if your email service provides it.

I just be my authentic self and if people can't accept that then they move on.Time is short.

You may be able to tweak the system by responding Yes to the phone number you are receiving texts from, and using two-factor authentication through Google authenticator.

Investing in a market without truly knowing the risks, benefits, numbers etc - is not investing, it is gambling.

My advice is to believe in yourself, your solution, and be very authentic to the person on the phone.This will make your success rate much higher than any script ever could.I see you have some passion inside by your tone in the thread, now channel that energy into as many phone calls a day as you can make, and success will follow!