For example if plumbing is not working or if there is no stove to cook on, the house is not livable and will not qualify for any FHA or conventional financing.  

@Melissa Gittens  @John Mocker has a good list applicable to insurance carriers who underwrite the landlord.For commercial insurance carriers who only underwrte the property, here are some duplicate answers and a few new ones, Geographic location - Flood zones, Coastal, high crime areas, too far from fire stations, tornado alleyRooming houses – properties where individual rooms may not have a kitchen or bathroom & so the tenants share a common kitchen &/or bathroom.Mobil homes/trailer parksFrame buildings more than 100 years oldOutdated electrical- Fuses, knob and tube, Aluminum, Stab Lok breaker boxWood stove / Fire placeVacant or full renovationsCommercial building converted to living quarters Fire damaged houseApartments above restaurants or other high hazard businesses Lead PipesRoof that needs to be replaced– curling shinglesOver 3 storiesTenants can have a direct impact. 

Talk to Bray and Scarf and several of the other local places and see what kind of discount they are willing to give you on 10 stoves.

So in my houses, we only supply and would fix a stove but if any other appliances are in the unit (including washers/dryers, refrigerator, etc) it's on the tenant to repair.

The new stove costs the same whether you're renting the unit for $370 or $670.

If they accidentally burn down the place because they left the stove going with grease... renter's insurance again.

Stove, fridge, dishwasher, etc, are all 1:1 per MF unit or SFH. - One advantage of SFH is that you can eliminate inter-tenant issues.

Here are some quick thoughts:from an appraisal stand point, you're going to need to remove the stove/oven from the unpermitted kitchen before the appraiser gets there. 

My initial thoughts were based on the info provided in the listing, but I'm looking at this street with pavement that needs mending and older cars etc and not seeing an A area.

Probably Switch two electric stoves and electric dryer to natural gas at some point.