Over the past 18 years we have improved dramatically in that area in the beginning we made a number of poor decisions due to lack of experience.

As for the question on the PBID or the Watt District, yes there are a lot of plans to revitalize this area and we believe the improvements will dramatically impact things on the Watt/80 corridor, and I would still encourage you to invest with the now in mind and not the future.

We will see some changes during the Trump administration but they will be neither as sweeping or dramatic as is hoped for or feared.

No matter how good your education but if you've done your MBA from a podunk school in the middle of nowhere, your chances of success go down dramatically.

I think as Americans lose their jobs, they're going to see the cost of living going up rather dramatically, and so this is going to make it particularly painful."”https://seekingalpha.com/article/4212348-peter-schiff-see-sequel-08-like-sequels-will-bad-video

Think about after GFC rates were low but no one was lending.Look at commodities, specifically lumber has fallen dramatically.

If you get that down, you will dramatically reduce the risk. 

The Cincinnati market has been red hot for the past few years and improving many neighborhoods dramatically. 

Commercial lenders also have prepayment penalties and are not bound by the regulations of Frank Dodd which means you can expect to see a dramatic increase in the total fees either right at closing or just before closing.

I might be weird in that looking through my economic model, I do not see a dramatic interest rate hike over the next 5 years.