It’s probably wrong for us to laugh at people who lack some knowledge - but why would anyone invest in something they don’t even have a basic understanding of?  

On the day I moved in, I found out the property managers had other units in the apartment complex listed on Airbnb because an Airbnb guest tried breaking into the wrong unit (the police were called).

And yep, I was made aware a couple of years ago of that 12 person max and/or I think 4,000 sq ft limitation (or some size anyway) that requires a sprinkler system for all new construction.I don't think they're that wrong for implementing the requirement. 

There's nothing wrong with you.

Specifically, what did they do wrong on your insurance claim?

In Seattle, I am not going to play games as a landlord whether I am right or wrong.

There are always negative people and there are people who think you just got lucky, well, they are not completely wrong.

I guess I may be looking for it in the wrong place or just don't know what to look for, lol, need to continue educating myself.

I believe the neighborhood has some of the strongest fundamentals in the entire city but its incredibly easy to make the wrong assumptions when investing in Mount Airy if you don't truly know the market and the only way to do this is by spending considerable time in the neighborhood. 

I could be totally wrong, but I am just looking at it from a practical standpoint.