The Phila.gov website says this is needed to get your wholesaler license:InsuranceYou must provide a Certificate of Insurance that includes the minimum amount:General Liability Insurance: $1,000,000 per occurrence

The mistake you are making is it looks like you think you can use the number on the HUD website as your rent amount. 

Directed marketing to pre-foreclosures, a website with seo, networking, driving for $$, go to some local meetings.

Call the number on my website which you can find my googling FarFar Contractors in Cape Coral.  

Since I am assuming you aren't a super host and don't have any or many reviews yet, you will want to underprice your competition to get some traffic and then you can tweak prices from there.  

I can accurately estimate utility costs as most util companies have estimated usages and amounts on their websites, but costs like maintenance, CapEx, make ready, etc., are much harder to estimate.

Our County Court Clerk provides the forms right on their website and it is literally a 15 minute cut and paste event to fill out the eviction forms.

You look for the trustee doing the foreclosure and call their office asking for their status website.

To update an old post, I found this information on the Fannie May website (https://selling-guide.fanniemae.com/sel/b3-3.1-09/other-sour...)

Quote from @Christine Gordon: Quote from @Roi Azoulay: This firm is known to advertise fake distressed properties all over NY and reach out the the actual owner w/attempt to get listing agreement, Unfortunately they are still active and keep doing this for many years and no other website/mls does anything about it.