If I add up all the lender fees and my holding costs—like points, origination fees, and interest —I can figure out how much profit I’ll make and what my maximum offer should be.

Unless you are someone who is going to take advantage of the leverage offered in an FHA loan, I am generally in favor of purchasing investment real estate in an LLC.  

The price was lower than anyone else offered.

Forming an LLC for your rental property can offer liability protection, but no real tax benefit.

The friend who shared this deal with us offered to provide the loan.

In the program, it appears that you offer a Pre-Loan Application-- perhaps this is how the program is legal?

Airbnb.org, the nonprofit arm of airbnb.com, offers hosts options to assist with emergency housing in times of crisis, such as the 2025 Los Angeles wildfires.

Co-living is seen as a non-financial tool to encourage deeply affordable units, serving as transitional housing along the housing continuum.A study by Gensler and The Pew Charitable Trusts highlighted that adaptive-reuse co-living spaces could offer more affordable housing solutions compared to traditional studio apartments.

I'm a mortgage broker and can offer just about any product QM and non QM with competitive pricing. let's close some deals!

You aren't required to offer a loan mod prior to foreclosure.