If you are willing to do some work, you can force appreciation, capture some equity, which boosts rent-to-value.In terms of areas to avoid, I would stay away from the East side, particularly anything along Post road between Pendleton Pike and I-74. 

Alot of unknowns as you don't have the ability to walk the property beforehand, but interesting process, and pretty good deals exist there.While the Trustee Sales are cash purchases, there are many hard money options that can turn over the funds in time for the 24 hour funding required to complete the purchase.If you are interested, let me know and I can go into more detail, as well as make some other suggestions for you to consider. 

@Ryan Bono I don't know the LR RE market at all, but would this be the style of property that would interest you: https://www.realtor.com/realestateandhomes-detail/218-W-13th...?

You've done a terrific job of detailing the components of each program.

Most of the bad noise right now is about downtown skyscrapers and REIT or Syndication apartment complexes where they played short term versus long term interest rates wrong.  

My fiancée and I own and operate a 5-star Airbnb, along with a mix of mid-term and long-term rentals.

These low interest rates make financing property purchases more affordable and appealing, enabling investors to secure favorable mortgage terms.2.

Sit down and hash out every detail and put it in writing.

Preparing a tax return with one long-term rental is not rocket science.

just double checked my lender is now 80% LTV for short term rentals only 85% for long term rentals