Hubs' and my finances are through Ally Bank. 

Gator method and PCS; hubs and I had a meeting w/ PCS this morning and didn't need all the LLC creation and such so we jumped to the 'Corporate Financial Program' - already sounds VERY ambiguous... 

Looking to start with house flipping and eventually move into multi-dwelling property as a more steady stream of revenue.

When deciding between investing in properties that generate immediate cash flow versus those with higher appreciation potential, it largely depends on your long-term financial goals and risk tolerance.Cash Flow Properties:Pros: These properties generate consistent rental income, which can be used to cover expenses and potentially provide a steady stream of passive income.

I personally think it's a smarter model than the big box right now, but you will get more real life training at a big box.Actually Jonathan, my goal is to offer agents the ability to be an agent-owner of their brokerage by receiving stock awards, and the opportunity for monthly passive income streams that sure help you to 'get buy' in a down market when commissions aren't coming in. 

.- LendersI want to find a lender that I can rely to provide me a steady stream of debt and who I can show they can rely on me to provide them a good return without dealing with any surprises on my end.

You are ultimately purchasing a future stream of revenue.You have to take into consideration ROE, Return on effort.

Why kill that income stream with a refi?

Since that decoupling, there has been a long stream of "rah-rah" shows that IMO did not focus on ordinary people, bringing a sense of reality back to the process, and inspiring people not by stoking BS dreams of Grant Cardone (who's Grant Cardone, my long-running joke) but by highlighting how your any wo/man could do it, in a realistic way.

Although there are many issues and questions for you to knock out, the underlying question is to build or buy.Building or developing, you have two profit streams.