I can always count on this forum.

According to multiple banks they can only count 75% of the income of each property which is really jacking up our Debt To Income. 

In hindsight, this probably wasn't the right way to look at this, but we were counting on the cash flow from the rentals to offset some of the mortgage payments on our current home.

This means I can count my participation across both properties, making it easier to meet the qualifications.

This is a flat or adjusted percentage of the non-custodial parent’s income.Rental Income And Child Support Payments FAQsHere are people’s top questions when calculating rental income and child support payments.Does child support count as income for renting?

If the tool has merit, then build it for yourself, and it will pay for itself on that basis alone.If it will not pay for itself (& time counts as a cost) when the only customer is yourself, it's probably been done a thousand times, and/or isn't as useful as you think. 

And if that's the case, I would be surprised if the cost to reach the sellers and the time as well is being factored into the deal costs so does that even really count?

Count Cases Individually: Review each case listed in the docket to identify and count all legal actions against the property.

Just count all your opportunity costs before spending the money.

First, you should know that 75% of the rent on the lease counts towards your income.