The trustee, borrower or bank can ensure you get your hand slapped hard for approaching the circumstance as a work-out or foreclosure fix it guy without a license or being an attorney.Let's say that we can approach the owner and be in compliance, which you can.You will not purchase a note as an individual investor from a bank that has started foreclosure by making an offer like that.You get a request from the borrower for the bank to sell the note in lieu of payoff as demanded.

While on one hand I am happy to get it done quickly, I’m not happy that my request to raise the rent to the correct amount goes unheeded.  

I was not able to receive a refund because I waited too late after purchasing to request one. 

I'm less concerned with maintenance requests and collecting rent and more concerned with acquisitions and growth. 

I sent you a PM and request to connect

Sending you a connection request.

So is the rider something I request before making an offer?

Federal programs will require you to use GC/licensed folks for a lot of the work and they will get reimbursed by the institution that your loan is with; many GCs don't want to wait on the float time of requesting funds and getting them.Depending on the program and rehab/condition of the home, you may not be required to live in the home (think black mold remediation...bank isn't going to put you in a compromised position) however they may have min/max of when you need to move in.

They used to, and would forward them to us upon request. 

In some places you can request an oral presentation.