Texas Federal circuit is drunk this holiday season.

Soon after the start of the new year of 2022 and when tax season started getting busy, their quality of communication and response time start to degraded extremely bad. 

This loan doesn't require any certain length of ownership seasoning or equity. 

Very recently had someone (who did not need to use the Bitcoin) try to increase their down payment by over a hundred grand, so they could be less in debt, using Bitcoin that had not been adequately seasoned (the Bitcoin has just gone up a zillion percent...).

Aim high, and have a great holiday season, brother!

Look for a local credit union that can offer a cash-out refinance once the work is done, ideally with minimal seasoning.

Seems like I dodged a bullet. 

Points I can roll into the cost and don't mind a buy down if necessary.My primary concern is the bleed rate monthly for the build, Airbnb stabilization and the year after while we season it and prep for final financing for long term hold.

You can also put it on furnish finder and try to get a medium term rental until busy season. 

Rent out in the busy season.