Not a huge deal in a roughed-in house, but could have been much more damaging.In retrospect, it was rather amusing watching the water fountain-out the toilet drain... again, in retrospect.

If you put $10k more on your W2 and $10k less kept in the business, it's a wash, unless of course it disrupts the 2 year stability of how the business operates, in which case assume more conservative math will be used and in retrospect you'd have screwed yourself by trying to get clever.Best things for self employed people...1) Make more money.2) Report what you make.

In retrospect, it makes perfect sense as it is a "transfer tax" lol.

On the one hand, I don't want to be overbearing and in retrospect, I did make her feel like she could pick her own roommate with not very much input from me.On the other hand, I'm somewhat concerned with her choice of roommate and the additional dog.

The money was otherwise just sitting in a savings account with a minuscule return, so it doesn't hurt too bad, but in retrospect it might have been a better choice to make it a brokerage account first. 

I am actually a very positive person and in retrospect I do agree with your statement.

In retrospect, if I knew to look up to see violations before signing contract, that would've been helpful.

And, in retrospect, so many of those American Greed investors (that were suckered in many lovely schemes) always said "I should have known better but I was blinded by the returns that I was getting".  

In retrospect, I should have done what Jim from Rockledge said in the above comment about getting all decision makers in the same dialog. 

In retrospect, what I do need is someone to bounce ideas off of and also to point me in the general right direction.