Coastal NC can be a great market, but it’s important to research local regulations on STRs since some areas have restrictions or require permits.

The village also had a lot of restrictions that made me not comfortable proceeding as a first time STR investor. 

If liability occurs from one property, it is restricted to the assets contained in that entity, i.e., the single property held in said entity.3.

Downside would be restrictions of use due to HOA. 

What strategies can I implement to maximize rental income from my first property, which I intended to convert into two units ( Unit 1:Main house, Unit 2: Basement sun room) but cannot due to zoning restrictions? 

The problem is that they searched for liens and judgments but didn't really do a full title search for things like restrictions (e.g.

I plan to build a 6 unit multi-residential building on the back of the property in the next few years which most likely will complicate keeping the current SBA-HEDCO loan due to restrictions of the loan.  

Those loans do come with some restrictions and fees for the life of the loan. 

The average income in the zip code is about $90k.The population in the 34746 zip code in young (median 38 years) and growing from 53k in 2022 to nearly 60k in 2024.Rent by room is not as popular in this zip code as it is in the 34741 zip code, perhaps reflecting HOA restrictions as well as building configuration.

Yes, they don't have as many restrictions in terms of Attorney's needed and silly laws but, If you can conquer wholesaling here?