This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

Regular trainings held by top-producing agents, accountability coach, tech, great company culture and more.

Buying vacant land is always a good option, I would check on the rules for subdividing the land before purchase, and also find out how you can add additional income producing projects to your land.

I'm coming up on 2 years of income produced by the property, any suggestions on how to get a lower interest rate without using personal income?

(Wink, wink).But hey, you don't want me hogging the show so how about I produce an episode?  

However, when the equity sitting in the property is at a lower interest rate, there is a cost to refinance, and the property is producing cash due to the lower mortgage amount, there is also a time to let it sit there.  

But there are certain skills you need.. to be successful and not everyone has the intangibles.LIke all sales   there are top producers  there are middle of the road and there are some that just are never going to do it for various reasons.  

Vacant lot on PCH w/income producing billboard, 85%+ ltv lending options?

Consider options such as adding to down payments, reserves, or investing in other income-producing assets aligned with your financial goals.Next StepsTalk to Lenders: Discuss your financing options with lenders, including the possibility of a cash-out refinance or HELOC on your CT property, and explore the 10% down payment product for your next purchase.Real Estate Market Research: Identify potential markets or properties that fit your investment criteria, whether for house hacking in Las Vegas or remote ownership.Consult Professionals: Engage with a real estate agent, tax advisor, and possibly a financial planner to ensure your investment strategy aligns with your long-term goals and financial health.By leveraging your existing equity, navigating financing options, and resolving tax matters, you can position yourself and your girlfriend to successfully expand your real estate portfolio this year. 

They are currently almost entirely rented condo or townhouse style units, producing income.