Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.

No random photos. 

it will be a corporate/wellness retreat/short term rental destinationI need land that is close to the Action, but not too close, and preferably comes with two single family doors already built, so I can take advantage of Fannie Mae owner occupied loan and develop the rest of the land on my own and with private funding.Is Columbus a good market for this strategy?

A post on the official Norada Capital Management website from 2022 (attached screenshots in addendum), boldly states the following:“Norada Capital Management offers investors opportunities to invest in Promissory Notes with fixed rates of return ranging from 12% up to 17.5% per year,” ( Link ).In explaining the use of proceeds from the promissory notes—specifically the entities Norada Capital Management, a private equity firm, supposedly lends to in order to generate these high annual rates, the company states that:“Three of those five categories that our company invests in as a private equity firm include e-commerce-based businesses very lucrative area, especially if you’re in the right area of e-commerce.

@Katie Southard This is the floor plan. there is another but that does not have a separate car garage and has private entrance only from the side.

The two most common exemptions are the exemption for intrastate offerings and the exemption for private placements.  

Since you are doing new construction I would suggest making them private enough where guest have minimal interaction with each other.

Should you decide to do this full time and do more than 1 flip at a time, private lending and fix&flip loans will be the way to go.

Take it with a grain of salt as safety is subjective.You could also ask your Realtor and property manager their thoughts and maybe next time they are in the area to take photos.

--------------------------------------I don't think it prevents you as an owner from initiating the action.Personally, I wouldn't have any moratoriums on private transactions.