Sounds like a great plan. 

Assuming you have no plans to buy another rental, then pay off the one with the highest interest rate first.

I have a rental property in Detroit that I am looking to get certified, and have tried following the process on the Detroit Housing Commission website (https://www.dhcmi.org/landlord-faqs), which says " To list your property with the Detroit Housing Commission (DHC), you can visit DHC’s Assisted Housing Division office located at 2211 Orleans, Detroit, Michigan 48207.

First time in 3 years we have had to file a claim with over 150 airbnb stays. Guest left all windows and door open in our cabin in -15 degree weather when they left causing a frozen pipe. Left the place destroyed and ...

.- **Interest Rates Can Affect Refinancing Plans:** If rates increase, refinancing to remove PMI or lower payments may not be an option.- **Scaling Can Be Tricky:** FHA loans are typically for primary residences, meaning you’ll need to strategize if you plan to purchase additional properties.Thinking through financing options and backup plans before you buy is essential.### 5.

Before we go full in house, we are really trying to dial in the quoting process, specifically with putting material lists together.

My plan is to live there for a year then move out and rent the 4th one.  

We are preparing our schedule to start visiting, and we sre planning to start with Rochester!

Similar to OP, same plan stuck between multi family or STR. 

I'm open to suggestion regarding strategy and location and willing to put in more work for better returns, but I certainly need to grasp a better understanding of the process to get started across the border.