You would think Trane is the higher end, but, I remember they used to have aluminum radiator tubes and they rust and cause leaks in the ocean air environment of Tampa Bay.

Our neighbors there are first time homeowners - he has a normal blue collar job and she is a barista at a coffee shop.

I'm using my phone, when I go to your profile at the bottom theres a blue button "refer" Jay, push and write the reference. 

We purchased an ocean front 4 bed 4 bath condo on the Space Coast of Florida 4 years ago for $620,000. 

Under Servicemembers Civil Relief Act (SCRA), the following are considered “uniformed members:” Armed servicesActivated National GuardCommissioned Corps of the Public Health ServiceCommissioned Corps of the National Oceanic and Atmospheric AdministrationTo terminate the lease agreement, the tenant must meet the following conditions:Tenant joins the military after signing the lease agreement or signed the lease agreement while in the military then ordered to permanently change location or deploy for more than 90 days;Tenant provides landlord written notice; andTenant provides landlord copy of the military ordering him/her for a permanent change of station or deployment for a period of 90 days or more.Landlord fails to perform its dutiesFailure to do repairsTexas law mandates residential landlords to make a diligent effort in repairing property problems that materially affect the physical health or safety of an ordinary tenant.

Seriously, in big picture say someone is willing to rent you a home on 99yr lease for $1.00yr, that you can rent for $2k mnth, are you gonna say no because you MUST hold title, must have that paperwork to it in the way you want it.From my vision, arguing how that paperwork is done is like saying you refuse to accept a truck-load of cash if the truck isn't blue in color.

Now, it seems like the goal would be to keep that property in the long run, so you would want to Refi that in a few years when rates come down and you again can qualify for a more traditional mortgage, but there could be a path to getting around $100k and taking the next few years to focus on banking cash flow and possibly expanding.I know, it's a bit out of the box, but if we were just blue sky talking about a solution, it's possible. 

The ocean surface temperature in the Atlantic is already at a record high in basically late spring and that provides a lot of energy for big storms..

Look into working class/blue collar neighborhoods. 

Nor do they want to talk about all the seepage into the ocean or water ways