So, I'm not sure they have that issue at the moment.

It's probably best to go to local Credit Unions and small banks for those than large institutions at the moment.

I use Facebook groups a lot but vet the contacts  that I find there  with caution..we do have a property manager at moment .She has had no luck yet finding viable qualified tenants unfortunately . 

The 4.5 approx acres next door would be an additional cost (not owned by me at the moment.

This home just doesn't have enough equity for a Heloc at the moment and sharing the future equity is one of the things that has us going back and forth on our decision. 

We have a huge influx of people buying in NH at the moment, obviously mostly short-term COVID-related, however I do feel this will be pretty sustained, now that so many people are questioning city life and have realized it IS possible to work from home, so why not do so in an incredibly beautiful place with hardly any crime and tons of outdoor activities?

Yes there are ways to mitigate these risks but it's scary that I don't have any mentors at the moment that are investing in the same area as me.

I am suggesting finding areas like this vs. major cities that can ban STRs any moment (Ex: NYC and Dallas).

Even those who argue US is at this moment ALSO agree it's very close to flipping too China and from there forward, good luck dethroning China because China also has #1 resource reserves in world, with exception to oil. 

But, there were definitely others that felt like a sales pitch from the moment I walked in.The best way to figure out which ones work for you is to give a few different ones a try.