Be prepared with the mentality that anything that can go wrong will go wrong.

(im not a lender and never pretend to be lol)Front our experience, Lenders usually look at your credit report, income, and tax returns to get a sense of your financial health.

First, look into the financial health of the Association.

Money means nothing without your health, time, and family to enjoy.

I was recently involved in a thread where the OP was almost radical in her dedication to her short-term $savings at the expense of long term gain, and yet was bemoaning having had a mentally unstable tenant turn vicious on her.If you "face the beast" you must expect to be battered mercilessly at some point.

We also try to note everything wrong that is readily visible and then categorize each issue as:1) Health & Safety2) Property Preservation3) Marketing Negative Impact4) MiscellaneousThis can help owners make better decisions on which repairs to prioritize, especially if they have a limited budget.

I’m in the health care field and I used to work for the 2 hospitals in Springfield IL.

Quote from @Samuel Mutschler: This is mental illness, substance abuse, or someone trying to get out of their lease.I would tell them the rental is unsafe and they should leave.

I also have a one-page Mold Policy that explains how we will move forward if they insist mold is present or impacting their health.

My usual lendor has the health issue and can no longer fund it.