Neither seems likely.

Not able to buy in this area without going house poor.

As I have said they can throw people out for negativity so you will unlikely get a true and honest review from anyone in a forum like this. these training companies just follow MLM tactics  ala Amway etc.. right down to the sell the product make money. its all the same marketing just the product is different.

Tools like this helped us determine that retiring in the Memphis Metro area was good for us and has helped form our investing strategy, mainly SFR and some commercial spaces (flex, studios, small office).

A few tidbits for anyone else reading this.  

I’ve been in this business a long time, and I know firsthand how overwhelming that first deal can feel—especially when it comes to financing.

I have many questions that need answers so I will likely be a regular here in this chat.

I am asking what you hope to achieve with this complicated setup?

Is this considered a HELOC? 

This is when it's ready and available for rent.