I also have about $60,000 in a Traditional IRA that I thought of pulling, but the taxes and penalties might be far to great since I am 44 years old, not 59 1/2, but is still an option.

I suggest SIMPLE IRA for a small business. 

I generally max 401k, max backdoor roth ira conversion, max hsa, taxable brokerage, kids 529 through the state, then invest in RE with the leftovers.

This would then allow me to create a solo roth 401k and contribute a substantial amount more to it than just a traditional roth IRA.

I’m torn between selling it and pocketing that equity, invest it in index funds, my Roth IRA, and keeping some in my HYSA, etc.

The beneficiary would have to open an inherited self-directed IRA; the assets will be rolled over there.

Instead, open a Roth IRA for each child and deposit their income directly into the IRAs.

Thus, the investment grows like it's sitting in a roth 401k/IRA       Then when you die, your heir gets a step-up in basis, thus eliminating all the prior capital gains over decades, but only up to 13.6 mil this year :(              Debt Funds (like mortgage note investing) can also be very lucrative but I don't know/understand the tax savings/issues in that class yet, still learning :)              Equity REIT investing can give you great siloed real estate exposure in 11 major asset class sub-types, but don't offer the direct tax benefits as direct RE ownership does above, as the REIT gets those benefits when it transacts and as a corporation passes those benefits secondarily/indirectly onwards to us investors as high dividends and gradual stock price appreciation.

Once again, all smoke and mirrors.I am amazed that people such as Nancy Gonzalez, Hector Suarez, Belkis Guifarro, Terry Knight or some others are anything but close to a seasoned real estate investor, could be teaching real estate investing seriously.The meetings are also a sales pitch for all kind of vendors, specially people from Quest Ira, among others.Within the Bid Dog group there is also people trying to sell memberships to marketing coops, such as Erick Rodriguez, Hector Suarez or Erick Beltran.

The purchase decision only requires online thorough research, then try to buy in a 401k/ira so you don't have to pay taxes on the Dividends which can be large.