You don't want a handyman to get injured falling off your roof and then come after you for medical bills because they didnt carry the proper workers comp/ liability insurance at the time. also protects you if they do a bad job and you have recourse with their insurance company if they damage your house or make the leak worse....

If the property owner gives the go ahead and the tenant is injured in the process, is the property owner liable?  

I certainly would not want a nightmare with the first property that I buy in my local area and would absolutely not want to injure a child because of my negligence.  

I have two disabled dogs (one is blind, the other is partially paralyzed) and this branch could have injured them had they been out there when it happened.

That lawsuit is a claim for fraud, and that’s what fraud typically is...a misunderstanding and someone being “injured” and wanting to hold the other responsible for it.

Long story short, I got injured and am unable to work but I received settlement money for my injuries.

Does the FDA take responsibility when a drug they've approved injures or kills it's users? 

It's the only way I can get protection if they're dog injures someone.

I compare it to taking in an injured animal that no onewants thinking it was a temporary thing but then you can’t just dump them whenyou get tired of the situation.

If a tenant were to get injured on the staircase, would I be liable for the injury?