If you want to develop it, I can refer you a lender that will lend on a completed subject to appraisal but you'll be limited if you just want it for the lot.If you simply want the land as part of your property, you have more options including a HELOC which you can still use for development down the road. 

The home is 4bed/3bath and 1990sqftFinishes= quartz countertops, fully tiled showers, 8ft doors, LVP flooring throughoutFinancing isn't included in Gross Margin. 

Magistrate Judge Aileen Goldman Durrett on December 4, 2024.According to information presented in court, beginning in 2017, Espinosa, Smith, and Baltazar, along with others, are alleged to have operated a mortgage fraud scheme using various companies, including Short Sale Queen, L.L.C.

The main downside is being dependent on the HOA—issues like poor management, rising fees, or unexpected assessments can hurt your investment.

Whether it's considered an arm's length transaction is debatable, but it's not illegal.Move forward with the sale and ensure full transparency with all involved parties, including your CPA.

Retain proof of that notice and make sure you include the new tenants right forms required by the city now.

I know of no RE investor that had RE before the crash that did not exit that would agree with your statement including this investor.  

And when it comes unraveled, implications CAN BE extreme, INCLUDING jail/prison time for it. 

We sign the partnerships agreement which includes verbiage defining roles and profit share.

Down payment of $13K including reserves sounds pretty low to me . ( Based on Maryland )