Reserves: Do you have enough cash reserves to handle unexpected costs or delays in refinancing?

How would you handle deductions for a long-term tenant like this?

I shared with my loan officer that I was “unimpressed” with the way underwriting was handling my file after declaring it complete.

Hire an attorney to handle this, or it'll cost more and take longer than necessary.

A tenant complaining online might indicate that the property manager handled them appropriately, so be sure to ask the manager for their side of the story.7.

A tenant complaining online might indicate that the property manager handled them appropriately, so be sure to ask the manager for their side of the story.7.

From a personal standpoint I target 70% LTV for any investment I have that way gives me ability to sell it if I need tooI'm Canadian so it a T4 up here and yes I'm I high earner who can handle vacancies if need be. 

If things get tricky, consulting a local attorney experienced in landlord-tenant issues can help you handle the situation properly.

How did you handle it?

You develop relationships with a handle of people that are creating notes and you help them recapitalize, it is like a conveyor belt of deals coming to you.