Most homes that I have seen which use a less open floor plan tended to be very expensive ones where real entertaining of clients and the like was a consideration, and curiously those people tended to have formal dining areas where you could not see the kitchen sink…

And like most things real estate is location location location.. and our little community of 90 homes borders a year round river ( the Mollala) to the South the finnest retirement community basically in Oregon called Hope Village to the north.

It’s fortunate that you’re in a border city.

And as the OP stated, their agreement is not formalized. 

A FORMAL loan Mod done 9-16-2020 (But NOT recorded until 6-9-2022) reduced their rate to 3.375% to be REAMORTIZED over 360 Months.Looks like HUD took back a SUBORDINATE 2nd lien in the amount of $101,500 dated 9-16-2020 (Recorded 6-9-2022 at the same time as the Loan MOD was formally recorded)BUT they fell behind AGAIN so then another Loan Mod was done on 4-14-22 (recorded 7-15-2022) which reduced the Interest Rate lower to 3.125% to be REAMORIZED again over 360 Months.

What if you failed to follow your LLC formalities or underfunded your LLC?

They were new arrivals in New Mexico, coming across the border, y ellos no hablan ingles.

You have to go to the zoning board to get it approved but it is typically a formality, unless the neighbors push back it should get approved.

McAllen, TX is a border town located in the Rio Grande Valley.

Obviously new construction since that's the only way you can choose adjacent houses.We want to form a social connection by living next to each other, but don't want to be formally attached such as with an LLC etc.