With the right strategy, you can leverage the flexibility of real estate to suit your available time and financial goals.

Instead of fixating on a strict 1%, 2%, or 0.7% rule, think of it as a flexible guideline that needs to adapt to the market and specific property characteristics.

@Joe FergusonThe 30-acre land parcel with subdivision potential offers owner financing, high ROI, and flexibility, but requires substantial capital, time, and expertise.

It’s flexible and can help you fund deals quickly.Lease Options: Similar to “rent-to-own,” you control a property with minimal upfront costs and can potentially get a cut of the appreciation if you decide to buy it later.Lines of Credit: If you already own a property with equity, a HELOC or business line of credit can give you accessible funds for down payments or renovation costs.House Hacking: This might sound basic, but if you haven’t tried it, it can be a fast track to building up rental income and experience without a ton of cash down.

This approach allowed me to secure the property quickly and provided the flexibility needed to cover the costs of resolving development issues and initiating plans for the duplex construction.

This approach allowed me to secure the property quickly and provided the flexibility needed to cover the costs of resolving development issues and initiating plans for the duplex construction.

I financed this deal through a private lender, allowing me flexibility and faster access to funds compared to traditional financing.

I financed this deal through a private lender, which provided the flexibility and speed needed to close quickly.

Be prepared for unexpected expenses by building up a reserve fund and being flexible with your options.

Given the relatively high nature of rates still you might find more flexible sellers that will let you buy into better cash flow than that adustable re-set.