Best,Drago Thanks a million, will definitely let you know if i need more advice

As an example we purchased a $3.2 million non performing note for $1.875 million, and offered the borrower a discount to $2.65 million for a payoff.  

Ask anyone who ever tried to sell a cash flowing biz, it's not that easy (compared to selling a house)The best play IMO is to run a business and feed the profits into real estate.There are a million ideas, but you can start here: https://www.biggerpockets.com/biggerpockets-business-podcast Thanks for the suggestion Marcus. 

You can get a 3/2 on the MLS that can fetch .8% of MV per month, should net $100-300/mo depending on PM situation.

There is absolutely nothing about a HELOC as a debt vehicle that allows you to pay off your mortgage faster than just paying more towards your principal would accomplish.Early in this thread you had a million cockamamie theories for why this idea worked that simply weren't true.

If it does, then to me the answer is absolutely clear - take that money out and add more property.You will thank yourself a million times over when you see what that choice becomes in another 10 years. btw: I would add that I am very skeptical of anything in florida these days. 

Lastly, we all must remember we are close to 20 million visitors to the area (13M to GSMNP) every year and most owners just need 60 to 80 families to stay at their STR to have a successful year.  .  

The 3rd thing that has reshaped my entire opinion of the tax advantages of real estate, is seeing my 88 grandfather holding five quite valuable illiquid properties, long story short it’s a mess, it’s causing family drama, he is in zero shape physically or mentally to manage them, the all have cap-ex needs, again these were amazing buy’s literally multiple properties he bought for under 50k that are now worth over a million but there is probably a time and a place for owning real estate, so I don’t really have a need to own more than maybe a few properties into retirement.

You can also just buy it as an investment property with 25% down if you have the capital to put that much down on a 1-1.3 million 4plex depending on the area.

However, we have over 1 million points saved up through ordinary spending.