Quote from @Christina Venegas: Quote from @Dominic Mazzarella: Quote from @Christina Venegas: is it possible to do HELOC on a primary home that was purchased 6 months ago with 5% of down payment, the property was $145k and it was appraised at that time for $160k. i need advice from investors and lenders, if anybody knows some lenders that could help me I would really appreciate it, thanks for taking your time to respondIt’s definitely possible to get a HELOC on a primary home, but most lenders have a seasoning periods which are typically 6-12 months after purchase before they’ll allow it.

Hope it helps and have a lovely day!

If the cosigner is not contributing funds but is just helping secure the loan, whats a fair way to compensate them?

Post on local Facebook pages for contractor referrals, go to local REIAs, and ask your potential agents and PMs (even if not using a PM at first...you may at some point).There is only so much that service providers can do and many of them are far from "experts"; so, be prepared to be your own expert at being willing to figure stuff out as you move forward.

My vision is to keep it a while (it’s paid off) and use the cashflow to help with my kids college.  

Any Advice helps thank you. 

Hope this helps, Thomas

It does help. 

Willing to help anyway I can.

I hope this was helpful.