Right now, a reasonable estimate is a low double-digits interest rate (say 11%-14% for example) with a few origination points (say 2%-3% for example).

There are also interest only, or ARM options that help keep payments low/cashflow higher during a variable market.

The only thing is that it's an ARM which I hadn't initially considered for my first property.

They had changed the digital thermostat setting to celsius instead of fahrenheit

Our latest case study revealed that our owners achieved 35% higher occupancy and earned 35% more annually by implementing our recommendations.Right Now, there is an Amenities Arms Race. 

In today's digital age, it's essential to prioritize your personal brand alongside your business brand.

Suddenly, sites like Instagram, Facebook, LinkedIn, and YouTube became my trusted surfboards, allowing me to ride the digital waves and connect with a large network of other investors.

Has anyone had experience with this issue and know a way to get a good insurance policy that doesn't cost an arm and a leg? 

For example, I believe Nest and Ecobee digital thermostats allow you to put a low/high floor on the temperature so tenants can't put it below or above a certain temperature.Finally, your lease should include a clause that says tenants are responsible for repairs if they abuse or neglect the property.

But obviously, we have spent the better part of 20 years on the buyer's side of the table, so we are looking for some general advice, tips/tricks, or even the pitfalls of setting up a hard money lending arm to augment our current business model.