You will likely have common area lighting (interior and exterior), perhaps heating and cooling too. 

I had a conversation recently about debt in America and what came to light was how will the American people respond having a little more cash in their pocket.  

I've worked for a few direct lenders and theres a reason the cream of the crop become brokers; half of W2 employee LO's have no idea what they are doing...If I'm buying a property, I want a good quarterback directing me through the process, not a third string who is lucky to see the light of day.

Also Pure White can tend to look “dirty” in rooms with less natural light. 

It's oftentimes the small details that get overlooked - light switches, lighting, trims, closet doors, and if applicable fireplace mantel...Also don't forget about picking a harmonious color palette!

Be proactive, and let him know you’re no pushover and won’t take this situation lightly. 

I would also add some motion sensor lights to help discourage people from trying to break in / make them re-think breaking in. 

They are also not something you should take lightly since they can cause some serious damage over time.

Hi Ian,You'd probably looking at "light-doc" financing that are currently at 8's to 9's on average at the moment.

Thank you for shedding a ton of light on it for me.